Insurance choice

Protecting yourself and your family

We insure our homes and cars, but often overlook the obvious - ourselves! Have you really stopped to think how your family would cope without your earnings? Illness, injury or accidents do happen and usually when you least expect them.

Insuring yourself through super is easy and, for many people, it's tax effective. You don't have to worry about payments as they are automatically deducted from your account. Your super contributions are taxed at just 15% - this can make it a very tax-effective way of paying for your insurance premiums.

Automatic cover

Upon joining RecruitmentSuper, if you are eligible, you are automatically given low-cost insurance cover for Death and Total & Permanent Disability (TPD).

Additional cover

RecruitmentSuper gives eligible SelectSuper and SelectPlus members the flexibility to increase insurance cover.

You can choose:

• additional Death and Total & Permanent Disability (TPD) cover; and/or
• Income Protection cover.

Find out more about additional insurance cover by clicking on your category below.

If you are a SelectSuper member, find out more about additional insurance cover.

If you are a SelectPlus member, please consult your relevant Product Disclosure Statement for more.

If you are an EasyChoice member, you may want to consider upgrading your membership at no cost to SelectSuper to increase your insurance options and investment choice. Upgrading to SelectSuper is free and easy. See the SelectSuper Product Disclosure Statement for more information, or call our Customer Service Centre on 1300 304 000 between 8.00am and 10.00pm AEST, Monday to Friday, to discuss your options.

Transferring other insurance

For most members, applying for additional personal insurance is relatively simple, you determine the level of cover you need, complete an application form and obtain the additional peace of mind.  For other members, obtaining additional personal insurance can be tricky, especially where medical conditions or general health cause concern for the insurer.

If you have accounts with other super funds, you may have insurance cover too. Just like you can consolidate your super into RecruitmentSuper, you can also apply to do the same with your insurance.

Transferring your insurance is easy. All you need to do is request a Transfer of Insurance Form, complete and provide evidence of your existing cover. If eligible, RecruitmentSuper will match your level of cover, and add it to your existing cover with RecruitmentSuper, subject to our terms and conditions.

For more information or to request a form, call your local Member Services Consultant, or our Customer Service Centre on 1300 304 000 for assistance.

Not sure what you have with us?

Login to Member Online Services. It will provide you with an easy-to-read snapshot of your current insurance arrangements with us.

Not registered? Registering is free, simple and quick. All you need is your Member Number and some personal details, and we will give you access instantly.

Alternatively, speak to your local Member Services Consultant by calling 1300 304 000 between 8.00am to 10.00pm AEST, Monday to Friday, or email memberservices@recruitmentsuper.com.au and we'll put you in touch with your local Consultant.