SMARTpension
Easy, simple, tax effective
We take care of your super and we can take care of your pension too - with SMARTpension.
It can make your transition to retirement trouble-free and easy. It's flexible, includes a range of options with competitive benefits, and importantly, low fees.
If you are reaching retirement and looking for a tax-effective income stream, SMARTpension offers two options:
- SMART Transition to Retirement Pension
(provides an income while you are still working) - SMART Account-Based Pension
(if you are fully retired)
SMARTpension benefits include:
- your own consultant - a dedicated super and retirement professional assigned to your account
- flexible income solutions - you can choose when and how much you receive*
- tax and social security benefits - including no tax payable on investment earnings
- competitive fees
- investment choice - a great range of options for you to choose from.
Help with advice
It's important to seek advice from a financial adviser before going ahead with a SMARTpension. That's why we've established a financial advice allowance for individuals who do this. This is an upfront, one-off payment per SMARTpension member.
The financial advice allowance contributes toward the cost of financial advice obtained for the purpose of investing in SMARTpension, from an approved financial planner.#
If you don't have an adviser in mind, speak to your local Member Services Consultant who can refer you to an approved financial planner^.
Refer to the SMARTpension website for more details and conditions for this allowance.
*Subject to government limits and restrictions.
#The Financial Advice Allowance can only be paid to an eo Pty Ltd approved financial planner, where the advice relates to a retirement income stream product and results in the purchase of a SMARTpension. For amounts invested up to $100,000 the Advice Allowance is $500. For amounts invested over $100,000 the Advice Allowance is $750. The allowance will be paid by eo Pty Ltd out of the fee it receives from the Trustee for the services it provides. Contact us for more information on an approved financial planner.
^Professional Associations Superannuation Limited (ABN 14 056 917 303 AFSL 222590 RSE L0000352) (PASL) has engaged eo Pty Ltd (ABN 53 000 013 276 AFSL 232501) to provide general financial advice, marketing and sales services on behalf of PASL. eo Pty Ltd offers members this referral service for financial planning and advice services of Outlook Financial Solutions Pty Ltd (ABN 40 083 233 925, AFSL 240959). No recommendation (expressed or implied) or other information should be acted upon without obtaining specific advice from a Representative of Outlook.
About the Fund
RecruitmentSuper is Australia’s leading industry fund for the recruitment and employment services sector, a range of membership options will help you get the solution you need. Experience the benefits of great value, low–fees and personalised support. With our simple, straight-forward solutions, we’re proud to be known as specialists in the recruitment industry.
We offer three membership categories to make sure you get the best solution for your needs. Choose from our EasyChoice, SelectSuper and SelectPlus RecruitmentSuper products, and enjoy the convenience of flexibility, options and services tailored to suit you.
Chances are, you’ve probably changed jobs, states, and careers a few times, collecting little pockets of super all over the place. Make sure you don’t miss out on your lost or unclaimed super. We can help you to consolidate super accumulated from different jobs over the years, so you don’t lose valuable funds. Read more
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Service Providers
RecruitmentSuper is a division of Professional Associations Super, an industry fund with over 445,000 members across Australia and over $1.5 billion of funds under management. Professional Associations Super divisions include SMARTpension, Australian Enterprise Super, and Accountants Super
Find us by searching: Recruitment Super, Recruitment Super Australia, Recruitment Superannuation, Consolidate Super, Consolidate Superannuation, Consolidate Superannuation Funds, Consolidate your super, Consolidate Your Super Funds, Life Insurance Superannuation, Recruitment Super Fund, Recruitment Superannuation Fund
This information is of a general nature only and does not take into account your personal objectives, situation or needs. Before making a decision about RecruitmentSuper, you should consider your own requirements and the relevant Product Disclosure Statement. Contact us for a copy.